Privacy Policy

Effective Date: 18/12/2024

Welcome to www.55retiringsg.com (“Website”), operated by 55retiringsg (“Company,” “we,” “us,” or “our”). We are committed to protecting your personal data in compliance with the Singapore Personal Data Protection Act (PDPA). This Privacy Policy outlines how we collect, use, store, and share your personal data, and your rights regarding your information.

 

    1. Data Collection

We may collect and process the following categories of personal data:

1.1 Personal Information:

Name

Contact details (email address, phone number)

Identification details (e.g., NRIC, FIN, or passport number where necessary)

Date of Birth

1.2 Financial Information:

Income details

Investment preferences

Other data relevant to our services provided

1.3 Technical Information:

IP address

Browser type and version

Device type

Cookies and other tracking technologies

1.4 Communication Data:

Feedback

Queries submitted through our contact forms or via email

 

    1. Purpose of Data Usage

We use your personal data for the following purposes:

2.1 To Provide Services:

Facilitate financial planning and advisory services.

Personalize advice based on your preferences.

2.2 Communication:

Respond to inquiries and provide customer support.

Send updates, newsletters, or marketing communications (with your consent).

2.3 Improvement of Services:

Analyze usage trends to improve the Website and our services.

Conduct surveys and request feedback.

2.4 Compliance:

Fulfill legal and regulatory requirements.

 

    1. Consent

By providing your personal data to us, you consent to its collection, use, and disclosure for the purposes stated in this Privacy Policy. If you wish to withdraw your consent, please contact us at [Insert contact email].

 

    1. Data Sharing

We do not sell or rent your personal data. However, we may share your information with:

4.1 Service Providers and Third-Party Vendors:

We may disclose your personal data to third-party vendors, such as IT support, analytics providers, or financial planning tools, to facilitate our business operations and provide you with the services requested. These vendors are contractually obligated to protect your data and use it solely for the purposes specified.

4.2 Regulatory Bodies:

To comply with applicable laws, regulations, or court orders.

4.3 Business Transfers:

In case of mergers, acquisitions, or sale of assets, your data may be transferred to third parties as part of the transaction.

 

    1. Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes outlined in this policy or comply with legal obligations.

Financial Records: Retained for at least 5 years.

Communication data: Retained for up to 2 years.

Marketing data: Retained until you withdraw your consent.

 

    1. Security Measures

We implement appropriate technical and organizational measures to protect your data from unauthorized access, disclosure, alteration, or destruction. These measures include:

Encryption of sensitive data.

Secure storage and access controls.

Regular audits of our security systems.

 

    1. Users’ Rights

Under the PDPA, you have the following rights regarding your personal data:

7.1 Access to Personal Data: You can request access to the personal data we hold about you.

7.2 Correction of Personal Data: Request corrections to inaccuracies in your personal data.

7.3 Withdrawal of Consent: Withdraw consent for specific data processing activities.

7.4 Complaint Submission: File a complaint if you believe your personal data has been mishandled.

To exercise your rights, please contact us at [email protected]. We will respond within a reasonable timeframe as required by law.

 

    1. Cookies and Tracking

Our Website uses cookies to enhance user experience and analyze site traffic. 

 

    1. Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for their privacy practices or content. We encourage you to review the privacy policies of those sites.

 

    1. International Data Transfers

If your data is transferred outside Singapore, we ensure that appropriate safeguards are in place to protect your data in compliance with the PDPA.

 

    1. Updates to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with the updated effective date. Please review this page periodically for the latest information.

 

    1. Contact Us

If you have any questions about this Privacy Policy or wish to exercise your rights, please contact us at:

Email: [email protected]

Thank you for trusting Financial Planning with your personal information. We are committed to safeguarding your privacy and ensuring transparency.